Zakat Calculator

How zakat is calculated

Net zakatable wealth = what you own − debts and bills due now

If net zakatable wealth ≥ nisab: zakat = net zakatable wealth × 2.5% (one-fortieth)

Zakat is due on wealth you have held for a full lunar (Hijri) year. The calculator does not track dates; use the figures on the day your zakat year completes.

Worked example

The prices here are examples, not today’s prices. Suppose you have ৳50,000 in cash, ৳3,00,000 in bank savings and 2 bhori of gold, and you owe ৳50,000 that is due now. At ৳2,00,000 a bhori the gold is worth ৳4,00,000, so you own ৳7,50,000 and your net zakatable wealth is ৳7,00,000.

• Silver nisab at ৳4,000 a bhori of silver: 52.5 × 4,000 = ৳2,10,000. ৳7,00,000 is above it, so zakat is 7,00,000 × 2.5% = ৳17,500.
• Gold nisab at ৳2,00,000 a bhori of gold: 7.5 × 2,00,000 = ৳15,00,000. ৳7,00,000 is below it, so on this basis no zakat is due.

The same wealth gives different answers, which is why the nisab basis matters.

The nisab: silver or gold?

The nisab is the minimum wealth on which zakat becomes due: 7.5 bhori (87.48 g) of gold or 52.5 bhori (612.36 g) of silver, with 1 bhori (tola) = 11.664 g. In Taka, the nisab is that weight × today’s price per bhori, so it moves with the market.

Scholars differ on which to use. The silver nisab is far lower, so more people pay zakat, and many organisations collecting zakat in Bangladesh encourage it. Others prefer the gold nisab so that people with small savings aren’t made zakat payers. There is no national nisab guideline. The calculator lets you choose either and shows the amount; ask a scholar you trust for your situation.

Nisab for 2026–27 (1448 AH). Islamic Foundation Bangladesh announces the fitra rates each Ramadan (for 1447 AH on 25 February 2026), but we found no Islamic Foundation announcement of a zakat nisab amount in Taka for 1447 or 1448 (checked 29 October 2026). So no amount is filled in: enter today’s price per bhori from BAJUS and the calculator works out the nisab.

What to include

• Cash in hand, and bank balances and savings, including the principal in DPS, FDR and Sanchayapatra (see the DPS Calculator and Sanchayapatra Profit Calculator for what yours has grown to).
• Gold and silver, by weight in bhori or grams and the price per bhori. To turn ana and roti into bhori, use the Gold Price & Bhori Calculator.
• Business stock held for sale, at what it would sell for today.
• Money owed to you that you expect to get back.
• Other zakatable assets, in Taka.
• Then subtract debts and bills due now.

Your home, furniture, car, clothes and tools you work with are basic needs and are not entered here.

Not a fatwa: ask about special cases

This is a general calculation of the widely documented basics. It does not decide religious questions. Ask a scholar about, for example:

• Jewellery for personal use. Scholars differ: some count all gold and silver jewellery, others exempt jewellery worn in normal use.
• Pension, gratuity and provident funds you can’t yet withdraw.
• Long-term loans such as a home loan, and how much of them to subtract.
• Profit or interest built up in savings schemes, shares, crypto, and property or rental income.
• Which day’s price to use, and the selling or the buy-back price of gold and silver.

How to use the calculator

1. Choose the nisab basis: Silver (52.5 bhori) or Gold (7.5 bhori).
2. Choose whether you’ll enter gold and silver weight in Bhori or Grams.
3. Fill in what applies: Cash in hand, Bank balances and savings, gold and silver weights and prices, Business stock, Money owed to you and Other zakatable assets. Leave the rest blank.
4. Enter the price per bhori of the metal you chose for the nisab (Silver price per bhori or Gold price per bhori), even if you own none of it.
5. Enter Debts and bills due now, then select Calculate zakat.

Calculations keep full precision and are rounded to the paisa only for display. The nisab basis and weight unit are remembered on this device; amounts are kept only in your recent calculations, which you can turn off.

Sources

• Rate of one-fortieth after a year, on 200 dirhams of silver and 20 dinars of gold: Sunan Abi Dawud 1573 (sunnah.com).
• Nisab of 7.5 tola of gold or 52.5 tola of silver: Teachers' Portal (teachers.gov.bd), 3 February 2021: What is the nisab of zakat?.
• Silver and gold nisab, and why scholars differ: The Financial Express, 23 March 2024: Setting the right nisab of Zakat; no national nisab guideline: The Financial Express, 1 April 2023: Setting national zakat guidelines.
• Islamic Foundation fitra rates for 1447 AH: Prothom Alo, 25 February 2026: Islamic Foundation sets the 1447 fitra rates.

All checked on 29 October 2026.